The global shift toward digital finance is accelerating, with Central Bank Digital Currencies (CBDCs) emerging as a pivotal innovation in monetary systems. As central banks explore the next generation of digital money, the integration of smart contracts, self-executing agreements encoded on programmable platforms, stands out as a transformative technology with the potential to redefine how digital currencies function, interact, and serve both public and private interests.
Our Central Digital Bank Currencies research team is evaluating the feasibility and impact of embedding smart contracts within CBDC frameworks. This team seeks to to clarify where programmable features can enhance efficiency, inclusion, and stability, and where their use may conflict with the core interests of monetary authorities.
Central Bank Digital Currencies
Project Team
Maria Luiza Campos (Lead)
Maria Luiza Campos is a data analyst in the Computing Infrastructure team and a researcher in the Digital Currencies team at Nologix. She is a graduate from the London School of Economics and Political Sciences (LSE), in the Behavioural Sciences Master’s Programme. Currently, she works as a field researcher at the London School of Hygiene and Tropical Medicine (LSHTM).
Neeta Verma
Neeta is a researcher at Nologix, renowned for her rigorous analysis of emerging financial technologies. She earned her PhD investigating blockchain technology's impact on banking risk exposure and corporate governance. With over a decade of professional banking experience, she combines practical insights with extensive academic expertise to produce high-quality research. Currently, she is working in the area of Central Bank Digital Currencies (CBDCs), emphasizing regulatory frameworks, risk management, and financial stability. Neeta is also an expert on cryptocurrencies, and her meticulous research approach significantly enriches the team's understanding of complex policy dynamics surrounding digital currencies.
Sarah Katz
Sarah Katz recently graduated from the London School of Economics and Political Sciences (LSE) with a Master’s in Behavioural Science and is a researcher for the Digital Currencies team at Nologix. With a background in psychology and mental healthcare, Sarah brings a human-centred approach to interpreting data and solving complex challenges. Her research interests include health behaviours, human-technology interaction, and the spread of online misinformation.